MSME Insurance Package

Export Credit Insurance (ECI) protects exporters against the risk of non-payment by overseas buyers. It's one of the most important financial safeguards for Indian exporters.

Domestic Trade Credit Insurance (DTCI) protects Indian businesses against non-payment by buyers within India when you sell on credit terms (e.g., 30–90 days). Coverage includes protection against buyer default, insolvency, and delayed payments.

Political Risk Insurance (PRI) protects businesses against losses caused by government actions or political events in a foreign country—something standard insurance usually won't cover.

Factoring is a financing method where a business sells its accounts receivables (invoices) to a third party (factor) to get immediate cash, instead of waiting 30–90 days for customer payment.

Forfaiting is a specialized form of export financing where exporters sell their receivables (usually medium- to long-term) to a forfaiter at a discount, on a "without recourse" basis—meaning the risk of non-payment is transferred to the forfaiter. Forfaiting is mainly used in international trade, especially for capital goods exports or large-value shipments.

Marine Cargo Insurance is one of the most essential covers for anyone involved in logistics, imports, or exports—it protects goods while they are in transit by sea, air, rail, or road.

This is a type of marine insurance that provides coverage for physical loss or damage to a vessel's hull, machinery, equipment, and fittings caused by marine perils.

Inland transit insurance, also known as inland marine insurance, refers to a kind of insurance whereby the insured goods or properties are protected while in transit via road transport, rail transport, or inland water transport.

A single integrated policy covering customs duty, safe cargo transit, and insurance protection, ensuring compliant movement of goods and financial protection against transit-related risks.

Warehousing insurance protects goods stored in a warehouse against loss or damage due to fire, theft, natural disasters, and handling risks. In India, it's not a single fixed policy—it's usually structured using a combination of standard insurance products depending on your business model.

Warehousing Insurance is not a single policy—it's a combination of covers designed to protect:

• the warehouse building
• the goods stored
• your liability (if goods belong to customers)

Warehouse Keeper's Liability Insurance (WKLI) is essential if you store goods belonging to others—it protects you when you're legally responsible for loss or damage to those goods while in your care.

This is a specialized insurance policy designed to protect port authorities, terminal operators, stevedores, container freight stations, inland container depots, and logistics operators against legal liabilities arising from their port and terminal operations.

This protects Freight Forwarders, Logistics Operators, Customs Brokers, Multimodal Transport Operators, and NVOCCs against legal liabilities arising from the transportation, handling, storage, and forwarding of cargo.

This insurance protects the Directors, Officers, and Key Management Personnel of a company against claims arising from alleged wrongful acts committed while performing their managerial duties.

This is a life insurance policy that a business purchases on a Critical Employee, Owner, Founder, or Executive whose loss would significantly affect the company. The business pays the premiums, owns the policy, and receives the insurance payout if the insured person dies (and sometimes if they become disabled, depending on coverage).